KARIMI, Aslan; MIRABI, Vahid Reza; HASANPOUR GHOROGHCHI, Esmaeil. Developing a Process Model for Electronic Banking Development: The Case of Bank Melli Iran. Digital Transformation and Administration Innovation, [S. l.], p. 1–21, 2027. Disponível em: https://www.journaldtai.com/index.php/jdtai/article/view/325. Acesso em: 9 oct. 2026.