DANESHFAR, Najmeh; ROUHOLAMINI, Mehdi; KIAPOUR, Azadeh; MASOUMI, Shiba. Developing a Qualitative Model of Modern Banking Service Innovation Based on Customer Knowledge Management. Digital Transformation and Administration Innovation, [S. l.], v. 4, n. 3, p. 1–12, 2026. Disponível em: https://www.journaldtai.com/index.php/jdtai/article/view/240.. Acesso em: 27 may. 2026.