AMINI, Nejat; ASAYESH, Farzad; ROUSTA, Alireza. Explaining the Factors Influencing Value Creation in Digital Banking (Case Study: Refah Bank). Digital Transformation and Administration Innovation, [S. l.], v. 2, n. 3, p. 160–169, 2024. DOI: 10.61838/dtai.2.3.16. Disponível em: https://www.journaldtai.com/index.php/jdtai/article/view/80.. Acesso em: 3 aug. 2025.