Achieving Sustainable Competitive Advantage Through Financial Technology (FinTech) Adoption: The Mediating Role of Employees’ Green Behavior

Authors

    Elham Moghadamnia * Department of Technology Management, SR.C., Islamic Azad University, Tehran, Iran e.moghadamnia@srbiau.ac.ir
    Hamidreza Dehghani Department of Business Administration, University of Tehran, Tehran, Iran
    Mohammad Mehdi Azizi Department of Business Administration, SR.C., Islamic Azad University, Tehran, Iran
    Payam Naeini Department of Business Administration, El.C., Islamic Azad University, Tehran, Iran

Keywords:

sustainable competitive advantage, financial technology, FinTech, employee behavior, green behavior

Abstract

With the rapid development of technology and growing concern about environmental issues, banks worldwide are increasingly adopting FinTech to maintain sustainable competitiveness. Employees’ green behavior can play an important role in the implementation of FinTech at both individual and organizational levels. The present study aimed to determine the effect of FinTech adoption and sustainability performance on employees’ green behavior and sustainable competitive advantage. A total of 278 employees of Bank Mellat completed the research questionnaire, and the data were analyzed using the partial least squares structural equation modeling method. The results showed that FinTech adoption and sustainability performance affect employees’ green behavior in the financial industry. FinTech adoption, sustainability performance, and employees’ green behavior significantly affect the bank’s sustainable competitive advantage. FinTech adoption is the most important factor in achieving sustainable competitive advantage, followed by employees’ green behavior.

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Published

2026-11-01

Submitted

2026-03-16

Revised

2026-06-22

Accepted

2026-06-29

Issue

Section

Articles

How to Cite

Moghadamnia, E., Dehghani, H., Azizi, M. M. ., & Naeini, P. . (2026). Achieving Sustainable Competitive Advantage Through Financial Technology (FinTech) Adoption: The Mediating Role of Employees’ Green Behavior. Digital Transformation and Administration Innovation, 1-12. https://www.journaldtai.com/index.php/jdtai/article/view/284

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